Bank of America Routing Number Illinois [BOA Routing Number IL]

Bank of America Routing Number Illinois utilizes two routing numbers: a general routing number for checking and savings accounts and a specific routing number for wire transfers.

Bank of America Routing Number Illinois

Transaction Type	Routing Number
General ACH	81904808
Wire Transfer	71103619

Bank of America Routing Number Chicago Illinois

Bank of America, one of the largest financial institutions in the United States, operates a vast network of branches across the country, including in Chicago, Illinois. To facilitate electronic transactions, Bank of America utilizes routing numbers, and unique nine-digit identifiers that identify the bank and its branches. For Chicago, Illinois, Bank of America employs two routing numbers:

General Routing Number for Chicago Metro Area (Checking and Savings Accounts):

• 081904808

This routing number is primarily used for domestic Automated Clearing House (ACH) transfers, direct deposits, and other electronic transactions linked to checking and savings accounts within the Chicago metropolitan area.

Wire Transfer Routing Number (Domestic and International):

• 0071103619

This routing number is specifically designated for wire transfers, both domestic and international. Wire transfers involve the electronic transfer of funds between accounts, often for large or urgent transactions.

Distinguishing Routing Numbers for Different Transactions

The crucial aspect of using the correct routing number lies in understanding the type of transaction being initiated. For general ACH transfers, direct deposits, and electronic transactions linked to checking or savings accounts within the Chicago metropolitan area, utilize the general routing number, 081904808. Conversely, for both domestic and international wire transfers, employ the wire transfer routing number, 0071103619.

Locating Your Routing Number for Bank of America IL

Several convenient methods exist for locating your routing number:

1. Printed on Checks: The routing number is prominently displayed on the bottom left corner of your Bank of America checks.

2. Online Banking: Access your online banking account and navigate to the account details or settings section to find your routing number.

3. Bank of America Mobile App: Download the Bank of America mobile app and sign in to your account. The routing number can be found within the account information section.

4. Bank of America Customer Service: Contact Bank of America customer service at 1-800-432-1000 and inquire about your routing number.

Additional Considerations

• Bank of America routing numbers vary not only by transaction type but also by the state and sometimes even the specific branch.

• To confirm the routing number associated with your specific Bank of America account, refer to your account statements, online banking portal, or contact customer service.

• For electronic transactions involving Bank of America accounts outside of the Chicago metropolitan area, the routing number may differ. Consult the Bank of America website or contact customer service for the appropriate routing number.

Conclusion

Bank of America routing numbers play a critical role in facilitating electronic transactions, ensuring funds are transferred accurately and securely. By understanding the distinction between the general routing number and the wire transfer routing number, individuals can effectively manage their financial activities.