Bank of America Routing Number Maryland [BOA Routing Number MD]

Bank of America Routing Number Maryland – The routing number for Bank of America is a nine-digit code that identifies the specific financial institution responsible for the payment of a negotiable instrument.

Bank of America, a prominent financial institution operating extensively in the United States, boasts an extensive network of branches, including in the state of Maryland. In order to streamline electronic transactions, Bank of America employs routing numbers—unique nine-digit identifiers distinguishing the bank and its branches. For transactions in Maryland, two specific routing numbers come into play:

General Routing Number for Maryland (Checking and Savings Accounts)

• 052001633
  • This routing number is primarily utilized for domestic Automated Clearing House (ACH) transfers, direct deposits, and various electronic transactions associated with checking and savings accounts within the state of Maryland.

Wire Transfer Routing Number (Domestic and International)

• 0071103619
  • Exclusive to wire transfers, both domestic and international, this routing number facilitates the electronic movement of funds between accounts, commonly employed for substantial or time-sensitive transactions.

Distinguishing Routing Numbers for Different Transactions: The key to utilizing the correct routing number lies in understanding the nature of the transaction. For general ACH transfers, direct deposits, and electronic transactions related to checking or savings accounts within Maryland, the general routing number, 052001633, should be applied. Conversely, for both domestic and international wire transfers, the dedicated wire transfer routing number, 0071103619, is appropriate.

Locating Your Routing Number: Several convenient methods are available for locating your routing number:

• Printed on Checks: The routing number is prominently displayed on the bottom left corner of your Bank of America checks.
• Online Banking: Access your online banking account and navigate to the account details or settings section to find your routing number.
• Bank of America Mobile App: Download the Bank of America mobile app, sign in to your account, and find the routing number within the account information section.
• Bank of America Customer Service: Contact Bank of America customer service at 1-800-432-1000 to inquire about your routing number.

Additional Considerations: Bank of America routing numbers not only vary by transaction type but also by the state and, at times, the specific branch. To confirm the routing number associated with your specific Bank of America account, refer to your account statements, online banking portal, or contact customer service.

For electronic transactions involving Bank of America accounts outside of Maryland, routing numbers may differ. It is advisable to consult the Bank of America website or contact customer service for the appropriate routing number.

Bank of America routing numbers play a pivotal role in facilitating secure and accurate electronic transactions. Understanding the distinction between the general routing number and the wire transfer routing number empowers individuals to effectively manage their financial activities.

Bank of America Routing Number Maryland [MD]

To find the Bank of America Routing Number MD account in Maryland, you can use one of the following methods:

1. Check:
   • Your personal checks typically contain the routing number. It is the first nine digits located at the bottom left corner of the check.
2. Online Banking:
   • Log in to your Bank of America online banking account. The routing number may be displayed on the account summary page.
3. Customer Service:
   • You can call Bank of America customer service at 1-800-432-1000 and ask a representative for the routing number.
4. Bank Website:
   • Visit the Bank of America website and navigate to the “Contact Us” or “Customer Service” section. Routing numbers are often provided there.
5. Bank Branch:
   • Visit a Bank of America branch in Maryland and ask a representative for the routing number. They should be able to provide you with the correct information.

Remember, the routing number is important for various financial transactions such as direct deposits, wire transfers, and electronic payments. Always ensure you have the correct routing number to avoid any issues with your transactions.